Building Wealth for Generations
Solutions as Unique as You Are
We start our relationship by getting to know you, your current situation, your aspirations, and your financial goals.
We then develop a personalized financial plan and build a customized portfolio designed to help you achieve your goals. Because we know that over time your life and priorities will change, we proactively monitor your financial plan and portfolio to ensure they best reflect your goals. We also understand that your financial life may be complex, so we work closely with your accountants, attorneys, and other key advisors to provide the comprehensive financial planning you need.
In the management of your portfolio, we use a time-tested, institutional-quality investment process focused on the safety and prudent growth of your assets. We invest your portfolio with care and maintain a deep understanding of both the efforts that went into building your wealth and the promises that those assets hold for your family, business, and legacy.
Planning Your Financial Future
At SBH, financial planning is a collaborative process focused on your goals.
Your portfolio manager and the firm’s financial planning team will work with you to integrate your current and future goals into a plan designed to help you achieve success in the various aspects of your financial life. Our objective is to keep you on the right pathway regardless of what your life or financial markets may look like in the future.
Our financial planning includes an assessment of the probability of reaching your financial goals. We utilize stress testing of possible scenarios to assess the probability that you will have sufficient assets to reach those goals. Based on your financial needs, we recommend action steps that may include Social Security options, retirement income planning, education planning, estate tax minimization strategies, and family and philanthropic gift planning.
Investing Your Assets
We have a distinctive approach to investing your assets that is based on institutional-quality research and owning individual securities.
In the management of your portfolio, you benefit from a proprietary investment process that has been tested in almost every market environment and from the experience of long-tenured professionals at the firm. This process is the same one used in the management of our institutional client portfolios and has been vetted by some of the most rigorous due diligence processes relied upon by institutional investors.
We start our relationship with you by analyzing your current holdings using our proprietary MyWealthView™ portfolio analytics tool to provide you with a comprehensive understanding of whether your current portfolio is right for you. Your portfolio manager then creates a diversified portfolio primarily of individual stocks and bonds, selected and monitored by our research analysts. We are committed to this approach because it is transparent – you know what you own – and allows us to be tax sensitive in the management of your portfolio.
Our research focuses primarily on fundamental factors, including environmental, social and governance (ESG) considerations for each company we research. The integration of ESG into our research is important to our understanding of the risk/reward potential of securities we consider for purchase. To learn more, listen to our podcast.
Service with You at the Center
We take a client-centric approach to managing your wealth.
To us, truly delivering for our clients is about more than just providing the right financial guidance and investments—it’s about ensuring you have the best personal experience possible. That’s why our service approach is built around your needs.
At SBH, you have direct access to a team that is committed to helping you navigate every element of your financial life. You work directly with your portfolio manager, who manages all aspects of your relationship with our firm and is the ultimate investment decision-maker for your portfolio. Your portfolio manager draws upon the firm’s seasoned financial planning professionals to develop your personalized financial plan and upon the firm’s experienced research analysts for the construction of your portfolio. You also have a dedicated client service associate to assist with all your service needs. Importantly, we coordinate with your other advisors to help ensure we have a comprehensive understanding of your wealth. Communication is a critical component of our relationship, so we work with you to establish the frequency of our meetings to ensure your needs are met.